Gary Poyntz

I’m an FCA‑registered mortgage and protection adviser based in Burnham‑on‑Crouch, helping clients secure clear, tailored finance solutions for their homes, investments, and future plans. With CeMAP qualifications and strong local market knowledge, I support a wide range of clients; from first‑time buyers and home movers to landlords, developers, and business owners.

Over the years, I’ve developed a particular specialism in helping self‑employed clients and those with adverse credit. I understand how frustrating it can be when your income doesn’t fit a neat box or past credit issues make lenders hesitant. I take the time to understand your real circumstances, explore specialist lender options, and present solutions that feel achievable and grounded in transparency. My goal is to make the process feel supportive, straightforward, and far less stressful than you might expect.

Alongside mortgages, I also provide comprehensive protection advice, including life cover, income protection, and critical illness policies, ensuring you’re not only securing the right mortgage but also safeguarding what matters most.

My approach is friendly, jargon‑free, and focused on guiding you through every step of the journey. From initial affordability checks and lender sourcing to application support and completion, I’m here to help you move forward with clarity and confidence